November 2019 Bankruptcy Allowance Update

Bankruptcy Courts update the allowance amounts for filing bankruptcy approximately every 6 months. Beginning November 1, 2019, the amounts below will be in effect. Those allowances will again be subject to change in May 2020, so it is important to check back for further updates.

November 2019 Ohio Median Income Allownance

Period1 person2 people 3 people 4 people 5 people 6 people Additional people over 6
Year$50,384$63,514$76,260$91,580$100,580$109,580$9,000 per additional person
6 Months$25,192$31,757$38,130$45,790$50,290$54,790$4,500 per additional person
Monthly$4,199$5,293$6,355$7,632$8,382$9,132$750 per additional person
Semi Monthly$2,099$2,646$3,178$3,816$4,191$4,566$375 per additional person
Bi Weekly$1,938$2,443$2,933$3,522$3,868$4,215$346 per additional person
Weekly $969$1,221$1,467$1,761$1,934$2,107$173 per additional person

November 2019 National Living Allowance

Type1 Person2 People3 People 4 People
Food$386$685$786$958
Housekeeping$40$72$76$76
Apparel$88$159$169$243
Personal Care$43$70$76$91
Miscellaneous$170$302$339$418
Total $727$1,288$1,446$1,786
For each additional person over four add $420 to the four-person total allowance.

November 2019 National Out of Pocket Health Care Allowance

Out of Pocket Health Care Allowance
Under Age 65Age 65 & Over
$55$114
  Allowance
CountyFIPSType1 Person2 People3 People 4 People 5 or More People
Hancock39063Utility$498$584$616$687$698
Mortgage/Rent$748$879$926$1,032$1,049
Total$1,246$1,463$1,542$1,719$1,747
Henry39069Utility$505$593$625$697$708
Mortgage/Rent$685$805$848$945$961
Total$1,190$1398$1,473$1,642$1,669
Sandusky39143Utility$485$570$600$669$680
Mortgage/Rent$659$774$816$910$924
Total$1,144$1,344$1,416$1,579$1,604
Wood39173Utility$489$575$606$675$686
Mortgage/Rent$905$1,062$1,119$1,248$1,268
Total$1,394$1,637$1,725$1,923$1,954
  Transportation Allowance
CountyRegionTypePublic Transportation1 Car2 Cars
Ohio Counties
Outside of Cleveland
Metropolitan
Statistical Area
MWOperating$217$191$382
Ownership$508$1,016
Total$217$699$1,398

If you believe bankruptcy is an option for you, if you need to stop a garnishment, collection, foreclosure, repossession, creditor harassment, or if you are struggling with debt, please give the experienced bankruptcy lawyers at Spitler Huffman law firm a call at 419-352-2535 to schedule a free consultation today.

The bankruptcy and debt settlement attorneys at Spitler Huffman LLP have substantial experience representing clients in Chapter 7 and Chapter 13 bankruptcy, as well as experience working with creditors to help settle your debts.  Located in Bowling Green and Rossford, Ohio, we are dedicated to serving clients across Northwest Ohio, including Wood, Henry, Hancock, and Sandusky Counties.  If you live in or around Bowling Green, Findlay, Perrysburg, Napoleon, Port Clinton, Fremont, Rossford, or other communities in Northwest Ohio and need debt relief or bankruptcy assistance, please contact us today!