Bowling Green
131 East Court St.
Bowling Green, OH 43402
419-352-2535
Rossford
932 Dixie Highway
Rossford, OH 43460
419-666-7130
Its that time of year again when the Bankruptcy Courts update the bankruptcy allowances. Below are the changes for this year. These changes are effective as of May 1, 2019.
New Ohio Median Income Allowances
| Period | 1 person | 2 people | 3 people | 4 people | 5 people | 6 people | 7 People | 8 people | Additional people over 8 |
|---|---|---|---|---|---|---|---|---|---|
| Year | $49,624.00 | $62,308.00 | $74,969.00 | $89,454.00 | $98,454.00 | $107,454.00 | $116,454.00 | $125,454.00 | $9,000.00 per additional person |
| 6 Months | $24,812.00 | $31,154.00 | $37,485.00 | $44,727.00 | $49,227.00 | $53,727.00 | $58,227.00 | $62,727.00 | $4,500.00 per additional person |
| Monthly | $4,135.00 | $5,192.00 | $6,247.00 | $7,455.00 | $8,205.00 | $9,705.00 | $9,705.00 | $10,455.00 | $750.00 per additional person |
| Semi Montly | $2,068.00 | $2,596.00 | $3,124.00 | $3,727.00 | $4,102.00 | $4,477.00 | $4,852.00 | $5,227.00 | $375.00 per additional person |
| Bi Weekly | $1,909.00 | $2,396.00 | $2,883.00 | $3,441.00 | $3,787.00 | $4,133.00 | $4,479.00 | $4,825.00 | $346.00 per additional person |
| Weekly | $954.00 | $1,198.00 | $1,442.00 | $1,720.00 | $1,893.00 | $2,066.00 | $2,240.00 | $2,413.00 | $173.00 per additional person |
New National Living Allowances
| Type | 1 Person | 2 People | 3 People | 4 People | 5 People | 6 People | 7 People | 8 People | Additional Person |
|---|---|---|---|---|---|---|---|---|---|
| Food | $386.00 | $685.00 | $786.00 | $958.00 | $1,182.00 | $1,407.00 | $1,632.00 | $1,857.00 | $282.00 per additional person |
| Housekeeping | $40.00 | $72.00 | $76.00 | $76.00 | $93.00 | $111.00 | $129.00 | $147.00 | $0.00 per additional person |
| Apparel | $88.00 | $159.00 | $169.00 | $243.00 | $301.00 | $358.00 | $358.00 | $415.00 | $0.00 per additional person |
| Personal Care | $43.00 | $70.00 | $76.00 | $91.00 | $112.00 | $133.00 | $155.00 | $176.00 | $0.00 per additional person |
| Miscellaneous | $170.00 | $302.00 | $339.00 | $418.00 | $518.00 | $617.00 | $715.00 | $814.00 | $138.00 per additional person |
| Total | $727.00 | $1,288.00 | $1,446.00 | $1,786.00 | $2,206.00 | $2,626.00 | $3,046.00 | $3,466.00 | $420.00 per additional person |
New National Health Allowances
| Allowance | |
|---|---|
| Under Age 65 | Age 65 & Over |
| $55.00 | $114.00 |
New Local Housing Allowances
| Allowance | |||||||
|---|---|---|---|---|---|---|---|
| County | FIPS | Type | 1 Person | 2 People | 3 People | 4 People | 5 People |
| Hancock | 39063 | Utility | $498.00 | $584.00 | $616.00 | $687.00 | $698.00 |
| Mortgage | $748.00 | $879.00 | $926.00 | $1,032.00 | $1,049.00 | ||
| Total | $1,246.00 | $1,463.00 | $1,542.00 | $1,719.00 | $1,747.00 | ||
| Henry | 39069 | Utility | $505.00 | $593.00 | $625.00 | $697.00 | $708.00 |
| Mortgage | $685.00 | $805.00 | $848.00 | $945.00 | $961.00 | ||
| Total | $1,190.00 | $1398.00 | $1,473.00 | $1,642.00 | $1,669.00 | ||
| Sandusky | 39143 | Utility | $485.00 | $570.00 | $600.00 | $669.00 | $680.00 |
| Mortgage | $659.00 | $774.00 | $816.00 | $910.00 | $924.00 | ||
| Total | $1,144.00 | $1,344.00 | $1,416.00 | $1,579.00 | $1,604.00 | ||
| Wood | 39173 | Utility | $489.00 | $575.00 | $606.00 | $675.00 | $686.00 |
| Mortgage | $905.00 | $1,062.00 | $1,119.00 | $1,248.00 | $1,268.00 | ||
| Total | $1,394.00 | $1,637.00 | $1,725.00 | $1,923.00 | $1,954.00 | ||
and finally the
New National Ownership and Local Operating Transportation Allowances.
| Allowance | |||||
|---|---|---|---|---|---|
| County | Region | Type | No Car | 1 Car | 2 Car |
| Other OH Counties | MW | Operating | $217.00 | $191.00 | $382.00 |
| Ownership | $508.00 | $1,016.00 | |||
| Total | $217.00 | $699.00 | $1,398.00 | ||
If you think bankruptcy may be in your best interest, and need to stop a garnishment, creditor harassment, collection phone calls, foreclosure, repossession, or just need to get ahead of your debt please give us a call today at 419-352-2535 to set up a free consultation.
The bankruptcy attorneys at Spitler Huffman law firm have substantial experience representing clients in Chapter 7 and Chapter 13 bankruptcy . Located in Bowling Green and Rossford, Ohio we are dedicated to serving clients in Northwest Ohio including Wood, Henry, Hancock, and Sandusky Counties. If you live in Bowling Green, Findlay, Perrysburg, Napoleon, Port Clinton, Fremont, Rossford, or other areas in Northwest Ohio and need bankruptcy assistance, contact us today.